IDAA maintains a structured public registry of documented digital asset consumer protection cases. Every case is evidence-based, regulatory-grade, and published only with the explicit written consent of the submitting party.
Case submitted and accepted. Documentation in preparation. No respondent response yet.
Valid submission with transaction evidence.
Vault entry created.
IDAA only
ACTIVE
1CAD five-document package complete. Formal demand submitted. Respondent has not resolved the matter.
Complete 1CAD package archived. Proof of formal demand delivery.
Vault ID issued.
IDAA only
UNDER REVIEW
Respondent acknowledged the case and is conducting internal investigation. Active dialogue in progress.
Written acknowledgement from respondent on record.
Archived in Vault with timestamp.
IDAA only
ESCALATED
Case formally submitted to one or more regulators. Awaiting regulatory response.
Confirmed regulatory submission reference number.
Regulator confirmation archived.
IDAA only
RESOLVED
Assets returned OR compensation paid OR formal settlement agreement reached.
On-chain return tx OR signed settlement OR bank transfer confirmation. No exceptions.
Proof archived before status change.
IDAA only
CLOSED
Submitter withdrew the case OR statute of limitations expired OR IDAA determined insufficient evidence.
Written withdrawal OR IDAA determination with reasoning.
Vault record preserved permanently.
IDAA only
PRECEDENT
Case resulted in regulatory enforcement, court ruling, or documented industry policy change.
Official regulatory decision OR court ruling OR policy change citing this case.
Archived permanently as reference case.
IDAA only
Governance Principles
Principle 1
Only IDAA Changes Status
No party — submitter, respondent, legal counsel, or regulator — can change a case status. Only IDAA as the independent standards body makes status determinations.
Principle 2
Proof Required for Every Change
Every status change requires documented evidence archived in the Vault. RESOLVED requires on-chain proof or signed settlement. No status change is made on assertion alone.
Principle 3
Immutable Status Log
Every status change is timestamped and archived in the 1CAD Vault. The full history is preserved permanently and cannot be altered retroactively.
Principle 4
Submitter Consent Required
A case enters the public registry only with explicit written consent. Without consent, only a Vault ID is published — no details, no parties, no amounts.
Public Cases — 1 of many · Founding Case
IDAA-2026-001⊙ PUBLICUNDER REVIEWFounding Case · Published with submitter consent
Wrongful Retention of Digital Assets — Tangem Pay / Paera LLC
Date
May 8, 2026
Asset
400 POL · Polygon
Respondent
Paera LLC / Third National
Jurisdiction
EU Resident (Spain) · MiCA
Category
Consumer Protection
Vault ID
ZS-VAULT-2026-99121-XF
Situation
A Visa Platinum-branded crypto payment card provider retained 400 POL tokens belonging to an EU resident, citing blockchain irreversibility — while the assets remained in their own controlled wallet.
IDAA documented the misleading in-app disclosure, the false technical pretext, and the potential MiCA non-compliance. Scorechain analytics confirmed 410 POL present on receiver wallet. Formal demand submitted via legal counsel. Regulatory escalation to OCIF, CFPB, ESMA, and Banco de España in preparation.
Status Log
May 8, 2026OPENCase submitted. Transaction evidence and AML data collected.
May 11, 2026ACTIVE1CAD compliance package complete and archived. Formal demand delivered to respondent.
May 13, 2026UNDER REVIEWProvider acknowledged case. Rain provided withdrawal mechanism. Recovery process initiated via Android APK distribution.
Regulatory Escalation
IN PREPARATION
Primary
OCIF · CFPB · ESMA
Secondary
FinCEN · Banco de España
Legal Basis
MiCA Art. 105 · AML · False Pretext
Formal regulatory complaints are being prepared based on the 1CAD package archived under Vault ID ZS-VAULT-2026-99121-XF. MiCA legal review in progress with specialist counsel.
Private Vault
ZS-VAULT-2026-[REDACTED]· Confidential · accessible to submitter and authorised legal/regulatory bodies only
A case enters the public registry only when all of the following conditions are met:
Documented refusal to return assets by respondent
False technical pretext used to deny recourse
Misleading disclosure identified and documented
MiCA, AML, or sanctions non-compliance identified
1CAD five-document package complete and archived
Explicit written consent of submitting party obtained
Submit a Case
Report a Digital Asset Consumer Protection Violation
If you have experienced wrongful asset retention, misleading disclosures, or other violations by a digital asset service provider, IDAA can document, attest, and escalate your case under the 1CAD Protocol.